ChezGigi

Fractured Fallacies of a Finagling Fact Finder and Obfuscating Humorist

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A Woman's Guide To The Universe

13 Things No One Tells You About Retirement

I’ve discovered several things no one tells you about retirement.

Never fear, I’m not here to scare anyone into saving ‘enough’ money for retirement. I’m not sure there ever is enough according to various experts, unless you’ve managed to save 33 million dollars and change.

things no one tells you about retirement on chezgigi.com

According to everything I’ve read about ‘saving for retirement’, we’re supposed to start sometime in middle school, putting ten percent of our babysitting and lawn mowing money away, not just for a rainy day, but for all our days past the age of 65.

If you didn’t babysit, mow lawns, or have a paper route, you were woefully behind by the time you were 18, and will never catch up.

I also realized sometime this week, or maybe last week – it all blurs together- that there are several things other than ‘be rich before you retire’ that you should know about this particular phase of life, variously known as ‘The Golden Years’, the ‘Best Years of Your Life’, Retirement (duh), and the never failing, ‘Will you have enough to live on’?’ and I came up with 13 things no one tells you about retirement:

1. You have a lot of free time.

That’s a no-brainer, right? Well, it can be a no-brainer, if that’s your choice. No judging. If you lived up to now without brains, there’s no reason to change now.

Besides, having no brains in retirement will help you avoid the fact that you are far short of having 33 million dollars in your retirement account.

2. You have so much free time in retirement, you can’t figure out what day it is.

Remember when you hated having to live by a routine, day after day, year after year? Well, when you retire, you’ll need a routine to figure out it’s Tuesday.

(Did I work out yesterday? If I did, it must be Tuesday. Did I do the shopping? I usually do that on Thursdays, so it must be Friday.)

When you were working, you knew what day it was. You knew when it was Monday, for sure. You knew when it was ‘hump day’, you knew when it was Thursday, because there was only one more day until Friday, and you knew when it was Friday.

Saturday you got to sleep in, and Sunday you got to dread Monday.

Turns out, you have so much free time in retirement, you come full circle and it never feels like enough time. Every day, I look at my to-do list, and realize I didn’t get half the items done on it. But there’s always tomorrow when you’re retired, if you can figure out how to combine ten new items with ten old ones.

3. You notice little things. Little tiny microscopic things.

Like a piece of thread on the carpet. And how annoying the dog is being. And how she has one whisker that isn’t the same length as the other ones. And how every picture and rug has to be straightened three times a day. And how the dog’s ears appear to be different lengths also.

Thanks to an obsession with symmetry and the scissors, the dog is known around town now as Lopsido.

You don’t go to movies anymore for the same reason. You watch the previews of new movies and start picking them apart. There’s a new one now about a guy with nine personalities who keeps kidnapped girls hostage, and all you can think is,

This guy has nine personalities and they’re all douche bags? Wouldn’t you think ONE personality would let those girls go instead of taunting them and threatening to kill them every day? Wouldn’t one reasonable personality pop up and maybe say to the Kidnapper personality, ‘Hey, this isn’t right. You’re gonna get in trouble. And how are you gonna feed these girls?  You only have ten bucks, because you’re a nut case, and that’s all they give nut cases. What  if these girls start yelling, or have to go to the bathroom while Jeopardy is on? It’s gonna be a whole thing. Let ’em go, there’s a dear.'”

When you were working, all you knew was that it was Saturday, and you went to the movies. No time for nitpicking, because Monday’s almost here.

4. You have time to read books you didn’t read when you were working.

I’m reading The Divine Feud, a non-fiction (Non-fiction! It must be educational!) book detailing the lifetime of battles between Joan Crawford and Bette Davis.

I’ve had this book for two years. I finally started reading it. It isn’t  a pretty story. When you read a pot boiler like that, you will either think you missed out because you didn’t nail a lot of good-looking men, like a new one every night, or that you should be out wearing your thirty-six ermine coats, and talking about your Oscars.

It kind of makes your degrees and being former CEO of some multi-national company seem boring.

5. You used to talk about what a bargain you got on your new Manolos.

Now you brag about your fly catcher. I have a jar with vile smelling stuff in it, and it catches flies. They follow the smell right into this jar, and they can’t get out of it. It’s a fascinating spectacle that I try to avoid looking at while I’m sunbathing, and I think the guy with nine nut case personalities should buy one.

In fact, take some of my tax dollars and buy him one. Maybe he’ll leave the girls alone. Personality Number Four can eat the flies. Crunch, crunch, crunch.

It’s the best money I’ve spent in years, and that is a very sad fact about retirement.

Before you judge the flies for being so stupid, when the was the last time you managed to walk past a Cinnabon vendor at the mall without buying one?

Instead of spending millions on tanks, airplanes, and guns, all an enemy has to do is open a Krispy Kreme and the rest is history:

Look how many we captured, Komrade! Krispy Kreme Kaptivator ees the bomb! Watch them  scratch at zee windows and try to geet out!  New York ees ours! Deed you remember to put zem een Brooklyn?”

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6. Now that you can take tap classes, your tap shoes don’t fit.

They don’t. I tried. Going barefoot for two years has not shrunk my feet.

7. You do not mellow out.

How can you retire in peace when the neighbors require vigilance? You have to constantly replenish the little notepads and pencils you use to record their doings for your reports. The cops always want to know the gritty details.

“Yeah, some kid, looks to be ten, was riding her bike at Oh Ten Hundred heading south. License plate said Pink Princess. I’d keep an eye on her. She’s up to no good.”

8. Just when you have the time to serve on a jury, and you’re all excited about the great money you’ll make, you’ll be disqualified for calling for the immediate execution of that dog owner who didn’t pick up the poop.

Refer to Number 7.

9. You finally get the house to yourself, but then your hubby retires, too.

Really? You want to sit next to me and talk? I’m busy. And quit moving things around. You’ve lived here for twenty years and can’t find the tape? I’m going to the store now. No, I’ll go alone. Please.

10. Never give up. You can still tick people off.

And then you can write about it. If you doubt your ability at the age of 70 to rile people up, please read The Divine Feud. You will be heartened and encouraged at the never-ending childishness, greed, infidelity, egregious machinations, and the dark side of human nature.

Try to get movie magazine writers to interview you and print your statements about your rival. These will show up in a book someday, and thirty years after you’ve died, people will read what you said and go, “Oh, snap! Girl, that was bad!

11. You don’t have to wear underwear.

Oh. You never have anyway?

12. You’ll try drawing, or knitting, or baking, or making wreaths.

You’ll make your second-grade grandchild look at a picture you drew that he can do better in half the time. He’ll be forbearing with your efforts, and will try not to be too judgemental.

Remember, you’re still bigger than he is, and you can withhold treats. Plus, you’re close to his boss.

13. You used to look forward to being sick so you could stay in bed.

Now you can stay in bed, anyway. Being sick sucks. But at least I got some thinking done, and wrote this.

12 Comments

  1. Will Jennings

    Ouch! This hit too close to home. Especially numbers 1 thru 13.

    • Let me see if I can find 1 thru 13….
      Oh, yeah! So, you keep notes on the neighbors, too? Do you use binoculars? NVGs are good, too.

  2. Alfredo Perozo

    While most of my peers are exited about reaching 18 and obtaining all the associated rights and liberties (read: late-night beverage-induced libidinous escapades on automobiles, in the company of one or more like-minded individuals), what I’m really excited about and look forward to is retirement.

    I’ll get to walk around with a beret and a cane, call everybody “young lady” or “young man”, stop at the café to read a newspaper and chat with the patrons all morning long about how grass was greener back in my day, spoil the living lights out of my grandkids, give youngsters a good laugh with my tales and my complete cluelessness about modern slang, and attending parties where the sum of all the guests’ ages equals the duration of the Pleistocene. I mean, what more would one want?

    • Young man, you may do that now- at least the cane and beret part. Anyone is free to do that. As for the rest, it would be good practice for your acting craft. AND, women and men alike would say, ‘You look so young! What is your secret, Sr. Perozo? YOU are the most interesting man in the world!” (Read about Porfirio Rubirosa for some titillating stuff. He is thought to be the inspiration for James Bond, and was a gigolo and a playboy back in the 50s and 60s.)
      As for the parties, you need to find better parties with all different ages. What a snore to go to ones where everyone is talking about their health problems! Aagghhh!

  3. Alfredo Perozo

    You’re all too right, Gigi… I’m looking up Porfirio. Given my background, I can pull off the generic “50s Spanish-speaking badass” pretty well. The other day we went to college on carnival costumes, as we do every year, and I wore a white Panama and a white Guayabera, and the Philosophy teacher told me I might as well have brought a Ford ’56.

    As for your last point, I recall an anedocte about my great-grandmother, who was a great pianist, and went to play for an elders’ party (she was 80-ish at the time) and came back ranting about how all those “old people” didn’t get up and dance, much to my father ‘s uncles’ amusement.

    P.S.: +1000 points for using “Sr.” .

    • Yay! 1000 points and I love your grandma! She was the bomb, and she nailed it. My mom felt the same way when my dad got her a Cadillac to drive. She hated it. She bought an Avanti later on.
      Post a pic if you’ve got one of you in the hat. I love Panamas!

  4. Russell Daily

    You will become the highest paid probono babysitter and after school picker upper in the neighborhood.

    You take the dog for a walk so someone will know the way back home.

    Nice one Gigi.

    • Russell! So happy to see you here! I was thinking about you today, because I was reading my Forex book. I’m already lost and have only made it to the third chapter. Oy.
      How can I get paid AND be pro bono? Something is amiss…

  5. wolfman

    Wonderful my Love. As usual you take funny and slippery slant.
    I hope I don’t tarnish your retirement. I only adore you and am ever ready to electrify any plan you may have. :>}

  6. Ranne

    Right on! Number 2 – never know what day it is – sometimes not even month. Number 3 –omigod, I never noticed I have a web between two toes on my right food or that my left eye is larger than the right. I am asymmetric! How did I ever attract a mate? Number 4. I am getting the education I should have gotten from college. I trusted the professors with the choice of texts. There was never time for literary exploration. Number 6 – long before I “retired” my ice-skates from my 20`s “grew too small” for my feet. You know about earlobes, noses and feet as we age? All true.
    No. 11 Oh really? Even when you go out? No. 13 – oh yeah.

    • Wait! I have to read it again! Haha! I can’t remember everything I said. But the noses and toes growing- it sucks! I already HAD big feet! What fresh hell is this?

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